Privacy Policy

Updated September 2013
© 700 Plus Credit, LLC.

Please read our privacy policy carefully to understand how we will use the information you provide while using sites associated with This policy may change at anytime, so please check the website each time you use it for the most current information.

Our privacy policy contains information on the following subjects:

What Information we Collect from Customers
How We Collect Information
Use of Cookies and Tracking User Traffic
The General Purposes for which we Use and Disclose the Information
How We Protect Your Information

When used in this privacy policy, the terms below have the following meanings:

“Personal Contact Information” means basic account and profile information entered by or on behalf of a customer. This type of information is used to make contact and it includes the following type of information:

  • First and Last name (middle initial and suffix, if applicable);
  • Gender;
  • Home or Mobile Telephone Number;
  • E-mail Address;
  • Current US Mailing Address;
  • Credit Report Information.

“Sensitive Information”

As a client of, our company may also collect the following information (in addition to personal contact information). This information is collected in order to carry out’s legitimate business objectives:

  • Social Security Numbers;
  • Credit or Debit Card Numbers, along with expiration date (if used as a form of payment);
  • Drivers’ License Numbers, along with State of issue and address on license;
  • Bank Account Numbers (if used as a form of payment);
  • Financial Account Numbers (for purposes of making disputes and interventions);
  • Date of Birth.

“Website Information” means information collected when individuals browse the website, such as date and time of visit, pages viewed, time spent on the site, and websites visited before viewing the site. This information cannot be traceable to any specific person.

How We Collect Information

Personal Contact Information: We collect this information in order to contact you about your credit status or other relevant information from

Sensitive Information: This information is only used for legitimate business purposes and is only shared with third parties to the extent necessary to fulfill those purposes. Sensitive information is encrypted before it is shared with any third party.

Website Information:

  • When you browse this site, you are able to do so anonymously. Generally, we don’t collect personal information when you browse this site – not even your email address. Your browser, however, does automatically tell us the type of computer and operating system you are using.

Use of Cookies and Tracking User Traffic

Some pages on the sites associated with may use “cookies” – small files that the site places on your hard drive for identification purposes. A cookie file can contain information such as a user ID to track the pages visited. These files are used for site registration and customization the next time you visit us.

Some parts of the sites may also use cookies to track user traffic patterns. does this in order to determine the usefulness of our website information to our users and to see how effective our navigational structure is in helping users reach that information. Please note that cookies cannot read data off of your hard drive. Your Web browser may allow you to be notified when you are receiving a cookie, giving you the choice to accept it or not. If you prefer not to receive cookies while browsing our website, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse all cookies by turning them off in your browser. By not accepting cookies, some pages may not fully function and you may not be able to access certain information on the sites.

In some of our emails to you, uses a “click-through URL.” When you click one of these URLs, you pass through our Web server before arriving at the website that is your destination. We track “click-throughs” to help determine your interest in particular topics and measure the effectiveness of our customer communications. may use third-party advertising companies, including Google, to serve ads on its behalf. These companies may employ cookies and action tags (also known as single pixel gifs or Web beacons) to measure advertising effectiveness and to serve ads based on a user’s prior visits to’s website. uses Analytics data and the DoubleClick cookie to serve ads based on a user’s prior visits to’s websites. User’s may opt out of Google’s use of cookies, including the Doubleclick cookie, by visiting the Google advertising opt out page. Users may opt out of Google Analytics by visiting the Google Analytics opt out page.

The General Purposes for Which We Use and Disclose Information

How Uses the Information

Personal Contact Information: This type of information is used to correspond with and is not shared unless the customer has given permission in the agreement or doing so is necessary to provide the customer needed services and’s legitimate business purposes.

Sensitive Information: Sensitive information is used by to provide customers with the services requested.

Under What Circumstances Shares Your Information

Personal Contact Information: Because the ability to communicate with our customers during any part of the credit recovery process is absolutely essential, your personal contact information may be shared with other employees. They will protect your personal information in accordance with the Privacy Policy. will not share your personal contact information with other companies unless you specify otherwise. works with other companies that help us provide services to you, and we may provide your personal information to these companies. For example, should we need to forward written documents to you we give shipping companies this information so they can deliver more efficiently. The information they receive is for shipping and delivery purposes only, and we require that the companies safeguard your personal information in accordance with’s policies.

In addition, uses your personal contact information to keep you up to date on the latest service announcements, feature updates, special offers, and other information we think you would like to hear about. From time to time, we may also use your personal information in order to contact you regarding participation in a market research survey, so that we can gauge customer satisfaction and improve our services further.

Sensitive Information: There may be some circumstances in which shares certain sensitive information with a third-party vendor. However, when this occurs, the information is encrypted and assures that it is handled in a manner consistent with this privacy policy and relevant laws. Sensitive information is only given to third party vendors when necessary to carry out the legitimate business objectives for which you retained The circumstances under which sensitive information are shared with third parties include disputes and interventions to credit bureaus and creditors as well as processing of payments.

Website Information: This information is collected in order to to improve its website and better serve its customers. This information allows to design and arrange Web pages in the most user-friendly manner and to continually improve its website to better meet the needs of its customers and prospective customers.

How We Protect Your Information safeguards the security of the data you send with physical, electronic, and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the Internet. Change your passwords often, use a combination of letters and numbers, and make sure you use a secure browser.

Evaluation of Information Protection Practices

Periodically, our operations and business practices are reviewed for compliance with corporate policies and procedures governing the security, confidentiality and quality of our information.

Employee Access, Training and Expectations’s corporate values, ethical standards, policies and practices are committed to the protection of customer information. In general,’s business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons, processes and transactions.

Legally Compelled Disclosure of Information may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. Privileged information about a customer is shared only when required by a court order or with a customer’s express, written permission.

Sharing Information with Outside Parties may provide aggregate information about our site visitors and related website information to our affiliates, but this information will not include sensitive information.

Our Company-Wide Commitment To Privacy

To make sure your personal information remains confidential, communicates these privacy guidelines to every employee, staff member, and third-party vendor.

Protection of Minors does not knowingly solicit personal information from children or send them requests for personal information.

Third-Party Website Links’s website may contain links to other sites. does not share your personal information with those websites and is not responsible for their privacy practices. We encourage you to learn about the privacy policies of those companies.

Changes to the Use of Personal Information

If is going to use your personal information differently from that stated at the time of collection, we will try to contact you via email using the most recent information we have. If you have not given us permission to communicate with you, you will not be contacted, nor will we use your personal information in a new manner.’s Privacy Policy is subject to change at any time. We encourage you to review the privacy policy regularly for any changes.